Hilltop Management Group

Every dollar working.
Every day.

Idle capital has a cost. We build the framework that closes it — across every stage of the capital lifecycle.

Built on Charles Schwab custody. Designed for institutional discipline.

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Charles Schwab Custody Same-Day Liquidity FDIC-Optimized SEC-Registered RIA
Framework

Deals get discipline.
The capital around them doesn't.

Private equity and real estate sponsors apply rigorous frameworks to deployment — but the capital between events sits unmanaged. Between commitment and close, between exit and redeployment, between vehicles and opportunities, money sits idle. We close those gaps.

Gap 01
Between Commitment & Deployment

Capital committed to a fund but not yet called sits in low-yield accounts for months — sometimes years. That window is recoverable yield you're silently forfeiting.

Gap 02
Between Exit & Redeployment

Distributions and realized proceeds return to cash before finding their next home. Without a framework, that capital erodes in real terms while you evaluate the next opportunity.

Gap 03
Between Vehicles & Opportunities

Operating reserves, GP commitments, and fund-level cash balances require day-to-day management. Most sponsors have no institutional-grade solution for this layer.

By the Numbers
$0B+
Estimated idle capital across US sponsor platforms1
0.00%
Yield gap vs. standard bank sweep2
$0
Annual opportunity on $50M idle
0 Day
Liquidity — no lock-up required
Economics

The economics can be meaningful.

Strategy Horizon Approximate Yield
Same-Day Liquidity Daily access ~3.70%2
Short-Term Positioning 1–6 months ~3.80%2
Extended Duration 6–12 months ~4.10%2
Compared to 0.15% typical bank sweep3 — a gap worth closing.
Industry Context

The mega managers already do this.

In April 2025, Blackstone, Vanguard, and Wellington announced a $3.5 trillion alliance integrating liquid and illiquid capital management. State Street–Apollo, BlackRock–Partners Group, and KKR–Capital Group partnerships followed shortly after.

The convergence of liquid and illiquid capital management is no longer a thesis — it's an industry movement. The question for mid-market sponsors is whether they lead or follow.

Notable Partnerships (2024–2025)

Blackstone · Vanguard · Wellington $3.5T
State Street · Apollo Multi-Asset
BlackRock · Partners Group Alternatives
KKR · Capital Group Hybrid Capital

HMG brings the same treasury infrastructure to mid-market sponsors — under your brand, at your scale.

Your Numbers

See what your fund is leaving behind.

Fund AUM $100M
$10M$100M$250M$500M

Adjust the slider to reflect your total fund size. Funds over $500M typically have in-house treasury capacity. The calculator estimates idle capital at 20% of fund size.4 Based on industry average across fund lifecycle. Individual fund idle capital varies by deployment pace and vintage.

All figures are estimates based on current market conditions. Past performance does not guarantee future results.

Estimated Idle Capital $20M
Annual Quiet Bleed $746K
Monthly Opportunity Cost $62K
Net Annual Gain with HMG $646K

Net of estimated 50bps management fee. Based on 3.73% yield gap and 20% idle capital assumption.

Who It's For

Built for every stage
of the sponsor lifecycle.

Start Here

First-Time Sponsors & Single-Project Vehicles

$10M – $100M · SPVs, syndicates, single-asset deals

You don't need a fund to look institutional. Whether you're syndicating a single asset, raising a first SPV, or managing capital for a small group of investors — the same idle capital problem exists at your scale. A $10M SPV with $2M idle still generates $66K in net annual advantage through HMG. More importantly: your investors see a branded Charles Schwab portal with institutional reporting, not a spreadsheet in a shared folder.

Implementation: 3–4 weeks · Net annual gain on $10M: +$66K

Emerging Managers

$25M – $250M · Fund I–II

Competing against established shops for LP allocations with limited track record. You can't win on performance alone yet — but you can win on infrastructure. A $100M Fund I with $20M idle generates $656K in net annual yield advantage. HMG gives you the institutional back-office story that closes the credibility gap.

Implementation: 4–8 weeks · Net annual gain on $100M: +$656K

Mid-Market PE Sponsors

$200M – $2B · Fund II–IV

The sweet spot where idle capital drag becomes material but in-house treasury operations aren't justified. A $500M fund loses $3.28M annually on unoptimized capital. That's not a rounding error — it's a line item your LPs should be asking about.

Implementation: 4–8 weeks with counsel · Net annual gain on $500M: +$3.28M

Real Estate Sponsors

Value-add · Development · Opportunistic

Value-add, development, and opportunistic strategies share a common cash flow pattern: significant capital sits idle between acquisitions, during entitlement periods, and between fund vintages. Whether you're a multifamily operator, an industrial developer, or a mixed-use sponsor — the gap exists and it compounds.

Same platform, same infrastructure — optimized for RE deployment cadence

Get Started

Ready to see your numbers?

A 30-minute conversation is enough to model the opportunity for your platform.

Schedule a Conversation
Daniel Fink
Managing Director
dan@hilltopmanagementgroup.com

1 HMG estimate based on Preqin private capital AUM data and industry-average deployment rates.

2 Indicative rates based on current U.S. Treasury, agency, and investment-grade corporate yields as of March 2026. Rates subject to change. Not a guarantee of future returns.

3 Based on typical bank custodian sweep account rates. Source: Crane Data, March 2026.

4 Source: Carta Fund Deployment Report Q2 2024; Bain Global Private Equity Report 2025.

This website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. All yield and rate information is indicative and based on prevailing market conditions. Past performance does not guarantee future results. Investment involves risk of loss. HMG is not a registered investment adviser. Treasury management services are provided through an SEC-registered RIA partner under a fiduciary standard. FDIC insurance applies to eligible deposit placements through IntraFi Network Deposits, subject to limits.